Car Takaful in Abu Dhabi, Dubai and the UAE
Shariah-compliant motor cover from Methaq Takaful
Your journey matters to us. Methaq protects UAE drivers with comprehensive Takaful motor cover that combines trusted expertise with straightforward service, so you can focus on the road ahead.
Why choose Methaq for your car Takaful?
Takaful, not conventional insurance
An Abu Dhabi Takaful insurer since 2008. ‘Methaq’ means covenant in Arabic — a bond of trust — and our motor cover is built on Takaful principles of mutual protection and shared responsibility, under the oversight of our Shariah Supervisory Committee.
Comprehensive or Third Party
Take full comprehensive cover, or the third party liability cover the UAE requires. Both include personal accident benefits for your passengers and for your family members.
Roadside assistance, day and night
Round-the-clock roadside assistance for an emergency breakdown means you are never stranded, with ambulance and medical transport to hospital included.
Agency repair and trusted workshops
An extensive network of authorised dealers and trusted workshops across the UAE. Agency repair and a replacement car during repairs are available on comprehensive cover.
Claims handled by people
Our claims team guides you through every step, from the moment of the accident to settlement, so you always know who to call and what happens next.
Backed by global Re-Takaful partners
Your cover is strengthened by Re-Takaful arrangements with top-rated global reinsurers, which is what lets us offer capacity and security beyond our own balance sheet.
What your motor Takaful covers
Every Methaq motor policy is built on the same core protection. Comprehensive cover adds your own vehicle on top of it.
Comprehensive and Third Party plans
Two plan types: comprehensive cover, which protects your own vehicle as well as other people's, or the third party liability cover required to drive in the UAE.
Third party injury and property damage
Bodily injury to third parties and damage to their property, on every plan.
Personal accident cover
Benefits for your passengers and for the driver's or insured's family members. Cover for the driver and for employees is available as an option.
Ambulance and medical transport
Ambulance services and medical transportation to hospital following an accident.
Roadside assistance
Help with an emergency breakdown, for saloon cars and 4x4s.
Windscreen excess waiver
Your excess is waived on windscreen damage, for saloon cars and 4x4s. Included with comprehensive cover.
Personal belongings
Cover for personal belongings in the vehicle, for saloon cars and 4x4s. Included with comprehensive cover.
Agency repair and a replacement car
Repairs at the manufacturer's own agency, and a replacement car while yours is off the road. Available with comprehensive cover.
War, terrorism and riot protection
Comprehensive cover extends to damage caused by war, terrorism and riots.
No claim discount
Claim-free years earn a discount on your premium. Bring the no claim certificate from your current insurer and we will apply it to your quote.
Compare your motor Takaful quotes online
Enter your details once and see every plan your car qualifies for, with the premium and the excess shown side by side. Choose the one that fits and complete it online.
Get your quote online, in minutes
No branch visit and no paperwork to post. Start on your phone and finish the same day.
Tell us about your car
Enter your vehicle and licence details, or photograph your Emirates ID, driving licence and Mulkiya and let us read them for you.
Compare the plans you qualify for
See the plans available for your car side by side, with the premium, the excess and what each one covers.
Choose your plan and complete it
Confirm your cover and pay online. If you would rather talk it through first, our team is a phone call away.
Frequently asked questions
It depends on the vehicle — its make, model, year and insured value — and on the driver: age, licence history and how many claim-free years you have. Options such as agency repair also change the price. You see the figure before you commit to anything.
Yes. Third party liability cover is the legal minimum for driving and for registering a vehicle in the UAE. Comprehensive cover is optional and adds protection for your own vehicle.
Third party cover pays for injury to other people and damage to their property. Comprehensive does that as well, and also covers damage to your own vehicle — plus windscreen excess waiver, personal belongings, agency repair, a replacement car during repairs, and damage from war, terrorism and riots.
A reduction in your premium for each year you drive without making a claim. Ask your current insurer for a no claim certificate and we will apply the discount to your quote.
The excess, sometimes called the deductible, is the share of a claim you pay yourself before Methaq pays the rest. It is shown on every quote, so you can compare plans on the excess as well as on the premium.
Your Emirates ID, your UAE driving licence and your vehicle registration card (Mulkiya). If you are claiming a no claim discount, you will also need the certificate from your current insurer.
Yes, on comprehensive cover. Agency repair means your vehicle is repaired at the manufacturer's own workshop. Methaq also works with an extensive network of authorised dealers and trusted workshops across the UAE.
Takaful is built on mutual protection: participants contribute to a shared fund from which members' claims are paid, and the arrangement is run according to Shariah principles under the oversight of a Shariah Supervisory Committee. Methaq is a Takaful insurer, so every motor plan on this page works that way.
Contact Methaq as soon as you can after the incident, with your policy details and the police report to hand. Our claims team guides you through each step, arranges the repair with an approved workshop and keeps you updated until settlement.